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Terms and Conditions

The idRisk Group welcomes you to www.idrisk.com, www.idrisk.co.uk and www.idrisk.net.

In this document "idRisk" means idRisk Limited, idRisk Advisory Limited and all companies owned either wholly or partially by idRisk Limited. These companies form the idRisk Group.

By using this website you are deemed to have accepted these terms and conditions.

All companies within the idRisk group are registered with the office of the Data Protection Commissioner.

idRisk Advisory Limited is authorised and regulated by the Financial Services Authority.

These websites provide general information only. They are not a source of advice and idRisk is not providing any services through these websites nor is any of the material held on these websites or supplied through these websites intended as a source of advice. No information on these sites should be construed as insurance advice or as an offer of insurance products. Before idRisk Limited or idRisk Advisory Limited provide any advice or services we will supply you with full details of our terms of business.

The term "Consultant" refers to any independent contractor who has paid a fee in order to be featured on the idRisk websites.

"Client" is used to mean any individual or company that has entered into or intends to enter into a contract with one or more of the Consultants, or any individual or company who has purchased or intends to purchase any service from idRisk.

1. Registration

Some areas of the idRisk websites may require registration. If you register with idRisk you are deemed to have accepted these Terms and Conditions. You should also read our privacy policy.

If you have registered with us and subsequently change your details, you should immediately notify us of any changes by emailing the user support team at Admin@idrisk.com.

Any changes that we make to our Terms and Conditions will be available to users of the website on this page. You are encouraged to review this page on a regular basis to ensure that you are aware of our Terms and Conditions.

You do not need to register with us in order to use the idRisk websites. If you register with us for any purpose, we may also contact you from time to time with information that we think will be of benefit to you or in order to improve the website and the range of services that we offer. If you do not wish to be contacted in this way, please email the user support team at Admin@idrisk.com who will remove your information from the mailing list.

We will use information obtained about users of the website only for the following purposes:

  • to improve the services that we offer
  • to market our services more effectively to people who may benefit from them
  • to improve the operation of the website

2. Disclaimer of Liability

This site contains a large amount of complex information. We have tried to make it as clear, easy to use and accurate as possible. However, we disclaim all express or implied warranties that this site is accurate, complete or up to date. We have no liability to you if it is not.

The fact that a service is shown on idRisk websites does not necessarily mean it is suitable for you. It is your responsibility to ensure the services are appropriate to your needs. This also applies to products or services provided by others and featured on idRisk websites. We are not in any way responsible for products or services not provided by idRisk.

We are not responsible if this site does not work properly or at all. Although we will do our best to provide constant, uninterrupted access to idRisk websites we do not guarantee this. We accept no responsibility or liability for any interruption or delay.

3. Third Party Material on idRisk

You will see material submitted by third parties on idRisk websites such as information about Consultants. Individual Consultants or other third parties are solely responsible for the content of material that they submit to us including ensuring that it complies with any relevant legislation. We accept no responsibility for the content of third party material including, without limitation, any error, omission or inaccuracy contained in material of this kind.

4. Governing Law and Jurisdiction

This agreement is governed by English law and the parties agree to submit to the exclusive jurisdiction of the English courts.

5. Use of the Websites

You agree not to use idRisk websites in order to upload, email, transmit or otherwise make available any message or material that is unlawful, harmful, threatening, abusive, defamatory, vulgar, obscene, libellous, invasive of another's privacy or otherwise objectionable in any way.

Material from these websites may not be reproduced, distributed or published without prior written consent. However, you may print or download from these pages for your personal and non-commercial use.