The idRisk group welcomes you to www.idrisk.com, www.idrisk.co.uk and www.idrisk.net. These are our terms and conditions for use of the websites, which you may access in several ways - the World Wide Web, digital television, PDA (personal digital assistant) or WAP phone. These terms and conditions apply whenever you access the websites, on whatever device. In these terms and conditions, when we say "idRisk websites", we mean these websites, regardless of how you access them.

In this document, "idRisk" means idRisk Limited and all companies owned either wholly or partially by idRisk Limited. These companies form the idRisk Group.

All companies within the idRisk group are registered with the office of the Data Protection Commissioner.

The term "Consultant" refers to any independent contractor who has paid a fee in order to be featured on the idRisk website.

"Client" is used to mean any individual or company that has entered into or intends to enter into a contract with one or more of the Consultants, or any individual or company who has purchased or intends to purchase any service from idRisk.

By using this website, you are deemed to have accepted these terms and conditions.

Some areas of idRisk require registration, such as our newsletter. In subscribing to our newsletter, you are deemed to have accepted these terms and conditions. If you register with idRisk, you should read our privacy policy.

If you have registered with us and subsequently change your details, you should immediately notify us of any changes by emailing the user support team at .

Any changes that we make to our terms and conditions will be available to users of the website on this page. You are encouraged to review this page on a regular basis to ensure that you are aware of our terms and conditions.

1. Registration

You do not need to register with us in order to use the idRisk websites. If you register with us for the purpose of receiving the newsletter, we may also contact you from time to time with information that we think will be of benefit to you or in order to improve the website and the range of services that we offer. If you do not wish to be contacted in this way, please email the user support team at who will remove your information from the mailing list.

We will use information obtained about users of the website only for the following purposes:

1. to improve the services that we offer
2. to market our services more effectively to people who may benefit from them
3. to improve the operation of the website

2. Consultants

If you decide to contact a Consultant through an idRisk website, please be aware that any subsequent contract between you and the relevant Consultant is only between you and the Consultant. idRisk is not responsible for any contract between any Client and Consultant, nor is idRisk part of any contract of this kind.

3. Disclaimer of Liability

This site contains a large amount of complex information. We have tried to make it as clear, easy to use and accurate as possible. However, we disclaim all express or implied warranties that this site is accurate, complete or up to date. We have no liability to you if it is not.

The fact that a service is shown on idRisk websites does not necessarily mean it is suitable for you. It is your responsibility to check this out. This also applies to other people's products or services linked to these websites.

We are not in any way responsible for anything mentioned on or linked to this site that someone else is marketing.

We are not responsible if this site does not work properly or at all. Although we will do our best to provide constant, uninterrupted access to idRisk websites, we do not guarantee this. We accept no responsibility or liability for any interruption or delay.

4. Third Party Material on idRisk

You will see material submitted by third parties on idRisk, such as information about Consultants. Individual Consultants or other third parties are solely responsible for the content of material that they submit to us, including ensuring that it complies with any relevant legislation. We accept no responsibility for the content of third party material, including, without limitation, any error, omission or inaccuracy contained in material of this kind.

5. Governing Law and Jurisdiction

This agreement is governed by English law and the parties agree to submit to the exclusive jurisdiction of the English courts.

6. Use of the Websites

You agree not to use idRisk websites in order to upload, email, transmit or otherwise make available any message or material that is unlawful, harmful, threatening, abusive, defamatory, vulgar, obscene, libellous, invasive of another's privacy or otherwise objectionable in any way.